We offer a wide array of products and services. Refinance or purchase your home through FHA, VA, or USDA. We can handle jumbo loans as well. If you have specific needs, contact one of our professionals to find out more.
Contact one of our origination specialists to get started on a pre-approval. You will be asked to provide information about your debt, income, and assets. Once, cleared, you will be provided with a "pre-qual" letter giving you better
leverage in your negotiations towards purchasing a home.
Your credit score (FICO) is used by the mortgage industry as means of determining overal risk associated with a loan. Your past payment history and existing debt are the biggest areas of concern when determining interest rates that
you may qualify for.
Interest rates are mostly governed by the financial markets. They can change daily making it a moving target. Locking in at a good rate is an important step as a result of the volatility of the markets.
Locking an interest rate gives you protection from the volatility of the financial markets. Once locked, your interest rate will not change even if the underlying market(s) crash creating much higher interest rates.